Home insurance cover comes in two parts, buildings insurance and contents insurance. You can choose either one or both of these based on your needs.
Buildings cover insures your bricks and mortar for events like fire and weather damage, while contents cover could protect your belongings against problems like theft, damage and loss.
If you're a homeowner, then it might be worth considering a buildings insurance policy. Although it's not a legal requirement, some mortgage lenders may insist that you have at least a buildings insurance policy in place.
A typical contents insurance policy will protect your possessions against loss or damage by theft, fire, explosion and storms, this can also include events such as water leaks.
Our insurance brokers offer insurance advice on a wide variety of types of insurance, more detailed information about the different insurance policies can be found below.