Although commonly used to describe the same thing, Critical Illness and Serious Illness Insurance are different products.
Critical illness insurance pays out a tax-free lump sum if you are diagnosed as having one of the specific life-threatening conditions defined in the policy. Some serious illnesses might not be covered. This is where serious illness cover can help.
Serious illness Cover pays out according to the severity of your illness rather than just a critical illness which means it will pay out for a larger number of illnesses.
Our insurance brokers offer insurance advice on a wide variety of types of insurance, more detailed information about the different insurance policies can be found below.