Short Lease Mortgage

Purchasing a property with a short lease can be problematic and finding the right lender is key. As such, we have relationships with lenders who offer bespoke products for those looking to purchase a short-lease property, and funding is available on lease lengths as low as 9 years and even beyond, as long as it is a qualifying lease, (i.e. able to be extended beyond 21 years). Presently there are some highly competitive products available whether the property is for use as a main residence or an investment property. Lending can also be obtained through a range of structures including limited companies and offshore trusts.

The short lease mortgage is a favourite of financially astute borrowers and can be a cost-effective way to buy properties in some of London’s most desirable locations.

If you are interested in finance for extending a short lease property then it is worth using our lease extension calculator to get an idea of what this may cost.

Short Lease Mortgage Calculator

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Unexpired Term {{leaseInfo.unexpiredTerm}} years
Existing Lease Value {{leaseInfo.currentLeaseValue | currency:"£":0}}
Long Lease Value {{leaseInfo.longLeaseValue | currency:"£":0}}
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Deferment Rate {{result.dfr }}%
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Leases of this length are prone to more intense negotiations and disputes, as the premium is high - relative to the long lease value. The range of premiums should be considered with that in mind.

Mortgage Calculators

We have a range of calculators to help make things simpler for you, from calculating payments to understanding how much your stamp duty may be. These calculators are for guidance purposes only.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

Falbros Ltd is authorised and regulated by the Financial Conduct Authority under reference number 745807.

Registered office: 1 Mayfair Place, London, W1J 8AJ. Registered in England Number 8147460.