We've adapted so we can support self-employed, says Halifax Intermediaries' Ian Wilson


Ian Wilson, head of Halifax Intermediaries, says he is delighted to oversee the implementation of adapting the company's policy to support the self-employed.

He made his comments after Halifax Intermediaries announced that the income information required for self-employed customers is reducing from three to two years.

Mr Wilson says the change is part of an ongoing commitment to making it easier for brokers to do business with a key market segment.

Halifax will consider applications which will be referred to an underwriter for review for those who have been self-employed for less than two years but at least one full year.

And Mr Wilson added evidence gathered over the past 10 years has helped the decision-making when it comes to the change in policy.

He said: “There are almost five million self-employed workers in the UK and almost 40 per cent of employment growth has come from the self-employed or small business owners over the last decade.

“Adapting our policy to support self-employed people is part of our ongoing commitment to making it easier for brokers to do business with this key market segment.”

When asked back in May what plans were in place for business growth and further improving intermediary relationships at Halifax this year, he said: "There are a number of areas where we continue to develop our proposition. We will continue to support the mainstream market, and to review policies to make sure that it’s as easy as possible to do business with us.

"We have set clear goals in the first time buyer market and in the new build arena. I’ve also recently expanded the team of telephone BDMs, which make it easier for brokers to contact us when BDMs are tied up in external meetings and events."

Halifax Intermediaries says the innovative product range on offer delivers a wide variety of solutions for first time buyers, home movers and those looking to re-mortgage -- including product transfers.

A Halifax Intermediaries product transfer offers a quick and simple way for your existing Halifax customers to re-mortgage - before or after their current Halifax mortgage deal ends.

These include: quick and easy -- apply online, with no paperwork for the customer; secure rates early -- get a new deal up to three months in advance; no up-front fees - no legal fees to pay if you switch.

And for all loans over £300,000 Halifax Intermediaries provide a dedicated premier team, who will personally manage each case. They also offer home insurance, so you can efficiently service your customer when they arrange a mortgage with you.


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