90% mortgages allow people to buy property with only a 10% deposit. This is ideal for many people including first time buyers who want to get on the property ladder. There are a lot of banks and buildings societies to choose from which many offer very competitive products and some offering incentives specifically aimed for first time buyers. For example some lenders offer free surveys, cashback offers or indeed are happy to pay for your stamp duty, depending on the product you choose.
The application process is identical to a standard mortgage application so when speaking to banks it is important you highlight your individual circumstances because at 90% lenders are more cautious.
The banks have received a battering in recent years and trust in them has taken a nosedive thanks to PPI scandals and the recession of 2008/9. But can the supermarkets really do any better when it comes to mortgages? The big four – Sainsbu
News - 28 April 2017
AA Mortgages chief Michael Johnson has pledged to help steer customers towards easy and effortless mortgages thanks to the launch of a range of new fixed-rate products. Johnson, the AA director of financial services, has overseen the intro
News - 02 June 2017
We have a range of calculators to help make things simpler for you, from calculating payments to understanding how much your stamp duty may be. These calculators are for guidance purposes only.
Our mortgage brokers offer mortgage advice on a wide variety of mortgages, more detailed information about the different mortgages can be found below.