Private Bank mortgages are a straightforward way to borrow against your properties as part of your wider banking relationship and they offer mortgage facilities to a wide variety of clients.
Their process and underwriting criteria is substantially different from approaching a High Street Bank or Building Society due to their bespoke nature and flexibility.
Generally speaking if a private bank offer you a mortgage facility they will insist that open a current account and you bring other assets under their control as part of private wealth management.
Private Banks will lend larger amounts than High Street mortgage lenders, however, an overlap exists which is where Falbros can offer mortgage advice looking at the whole market to obtain the most competitive mortgage financing available.
If your situation is unusual, you require a large loan or perhaps you live abroad or have limited time remaining on your visa then Private Banking is well worth exploring.
We have a range of calculators to help make things simpler for you, from calculating payments to understanding how much your stamp duty may be. These calculators are for guidance purposes only.
Our mortgage brokers offer mortgage advice on a wide variety of mortgages, more detailed information about the different mortgages can be found below.