With an offset mortgage, you use the money in your savings and current accounts to help to reduce your monthly mortgage repayments or your mortgage term. You won't pay tax on your savings as they won't be earning interest and you can still access them when you need to. Of course, accessing your savings may increase your mortgage term or monthly repayments.
We have a range of calculators to help make things simpler for you, from calculating payments to understanding how much your stamp duty may be. These calculators are for guidance purposes only.
Our mortgage brokers offer mortgage advice on a wide variety of mortgages, more detailed information about the different mortgages can be found below.