It is possible to get a mortgage on a second property or a holiday home provided it is for your benefit and will not be rented out.
The mortgage rate will be a little higher than a residential mortgage. Loan to Value is likely to be capped at about 75% and the mortgage must be deemed affordable by the lender after taking into account any mortgage on your main residence.
We have a range of calculators to help make things simpler for you, from calculating payments to understanding how much your stamp duty may be. These calculators are for guidance purposes only.
Our mortgage brokers offer mortgage advice on a wide variety of mortgages, more detailed information about the different mortgages can be found below.